5 Easy Ways to Set Up Your Own Bullet Journal Budget Tracker

5 Easy Ways to Set Up Your Own Bullet Journal Budget Tracker


– [Narrator] Five ways
to fix your finances with a bullet journal. What’s a bullet journal? It’s a fancy name for
the pen and paper method. But this journal is
completely customizable. Allowing you to organize
everything in one place. Plus in the digital age, a
simple distraction-free tool may be the extra push you need to reach your financial goals. Here’s some tips to get started. Tip number one, create a monthly
budget tracker to schedule bills on the left and report
expenses on the right. Just like a checkbook,
write down what you spend and deduct it from your budget. This will hold you accountable
and there should be no surprises when you
look at your bank account. Tip number two, design a savings goal
you can track visually. Draw a jay, piggy bank, or
whatever object motivates you. Each time you put money
in your savings account, shade in a portion of the object. It’s quite satisfying to watch it grown. Tip number three, draw a line graph to
show your debt disappear. Create one for your credit
card, mortgage, or car bill. When you pay it off, mark
your progress on the graph. Seeing the line go down can
nudge you to pay it off faster. Tip number four, try a no-spend
challenge using a calendar. Check off the days you didn’t spend money. When you see it visually,
you’ll wanna do it more often. Tip number five, use a habit
tracker to develop a routine and improve your overall
personal finances. Let’s say you wanna
pay your bills on time. Acknowledge when you do
it by filling in a box. The more you see it, the
more it becomes a habit. Remember, you don’t have to be creative to use a bullet journal. Find out what works best for you. Before you know it, your
finances will turn around.

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